This programme in Banking and Finance will allow you to develop specialist knowledge of the financial intermediaries, markets and institutions which lie at the heart of modern economies. You will learn about the roles that banks and central banks fulfil in providing credit and liquidity to the economy and in mitigating and managing risks. You will also learn about the ability of financial markets to satisfy similar roles. You will develop knowledge and skills which are highly valued by employers within the financial sector, which will provide a firm foundation for your future career. Bangor Business School is one of the longest established providers of banking and finance teaching in the world. The Banking and Finance programme has been evolving since 1969. Banks and financial markets play a crucial role intermediating between savers and investors with excess funds and individuals, firms or governments with needs for those funds. Money markets, bond markets, equity markets and derivatives markets involve different forms of intermediation, based on a variety of financial instruments which distribute risks and returns differently between lenders and borrowers. Our highly qualified and experienced academics have interests in a wide variety of topics, including: market structure/competition bank performance bank regulation and bank risk-taking financial deregulation regulatory initiatives like European Banking Union negative interest rate policy fintech climate change executive compensation financial ethics and credit ratings. Our team is engaged in world class research in banking and finance, and regularly works with international institutions such as the European Central Bank (ECB) and the Bank for International Settlements (BIS), alongside policymakers in government, regulators, and financial sector practitioners. They are dedicated to bringing their insights from the worlds of policy, practice and research to help you to develop your knowledge and understanding of banking and finance. This course is available with a Placement Year option where you will study for 1 additional year. The Placement Year is undertaken at the end of the second year and students are away for the whole of the academic year. Placement Year and International Experience Year Available